The times I wrapped HBD, I was charged a flat rate of 0.25 HBD for it though.

Also, assuming the 0.25% fee for conversion, if HBD is 98 cents and you convert 25 HBD, you're still making decent profit because the fee will only be 0.065 HBD(0.25% of 25). Your profit for wrapping or unwrapping will be like 0.499 HBD because you're making 2 cents per dollar.

If you factor in the 5-20 cents you'll pay in Matic as gas fee, you're still making profit.

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