I am glad that HBD came out with 20% APR and I lost all interest in Terra/LUNA.

I should have done the same. But it was too damn inconvenient to move the funds out of Cosmos to Hive and the LP rewards were higher than 20%. Something like 60-80% (including staking rewards for OSMO in LP). But only half "stablecoin". The other part was OSMO. As it turns out, OSMO held, and UST didn't.

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