There is a dilemma everyone must be facing this early after the launch of PolyCub. The APRs are still huge, meaning the amount of POLYCUB we receive regularly is high.

The question is: Do you take the penalty and compound the POLYCUB in a LP or in xPOLYCUB? Or do you wait for the lock to be lifted? If one takes the penalty, the APR is still impressive currently.

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