Awesome thought process. Iāll just like to add one more thing. There are savings that could also be investments, for example, Hives stable coin HBD pays interests rate of 12% at the moment. So people who save their money in it are also investing in a way as they recieve returns on their savings.
Scalability in Investment can be defined using two words "Knowledge about what you want to invest into and your investing power"
I couldnāt agree more
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