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Awesome thought process. I’ll just like to add one more thing. There are savings that could also be investments, for example, Hives stable coin HBD pays interests rate of 12% at the moment. So people who save their money in it are also investing in a way as they recieve returns on their savings.

Scalability in Investment can be defined using two words "Knowledge about what you want to invest into and your investing power"

I couldn’t agree more

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