I thing being able take a loan against Hive will be important in the future so our stake can be used to finance other things and still be exposed to the price going up. A working financial sector and product is the oil for the economy, it allows people to take a chance on other venture without scarifying assets they do not wish to sell. It was a great advancement for Bitcoin, investors were suddenly able to buy a house or a boat to live in and travel the world while keeping their precious $BTC and still making money. We have to acquire assets for financial independence not sell them.