Week 37 is here!

And once again, the market reminds me that investing isn't always about watching numbers go up.
This week, all three assets in my portfolio experienced price declines.
VUG moved lower.
Bitcoin dropped below $80,000.
And HIVE continued trading below $0.05.
But my strategy hasn't changed.
Another $25 goes into the portfolio.
๐ข 80% VUG
๐ด 10% HIVE
๐ 10% BTC
I'm not trying to predict what happens tomorrow.
I'm building something for the years ahead.
๐ฐ Week 37 โ New Investment
| Asset | Price | Buy | Added |
|---|---|---|---|
| VUG | $87.53 | $20 | 0.22849 |
| HIVE | $0.04783 | $2.50 | 52.27 |
| BTC | $79,858 | $2.50 | 0.00003131 |
Weekly contribution: $25
Total invested: $925
Thirty-seven contributions completed.
And the accumulation continues.
๐ Portfolio Update
After today's purchases:
| Asset | Holdings | Value | Return |
|---|---|---|---|
| VUG | 8.72829 | $763.88 | +3.23% |
| HIVE | 1,645.38 | $78.70 | -14.92% |
| BTC | 0.00126216 | $100.82 | +9.00% |
| TOTAL | โ | $943.40 | +1.99% |
๐ฐ Total invested: $925.00
๐ Portfolio value: $943.40
๐ข Total profit: +$18.40
๐ Total return: +1.99%
The portfolio remains profitable, although the margin has become smaller.
And that's perfectly normal in a volatile market.
๐ Two Weeks of Market Corrections
Last week, the portfolio was worth approximately:
$933.34
Today:
$943.40
At first glance, that looks like progress.
And it is.
But remember that I added another $25.
Without that contribution, the portfolio would have declined in value.
This is an important distinction.
Adding money to a portfolio isn't the same as earning money from investments.
And I want this experiment to show both sides of the journey.
๐ Recent Portfolio Progress
| Week | Invested | Portfolio |
|---|---|---|
| 33 | $825 | $889.19 |
| 34 | $850 | $904.75 |
| 35 | $875 | $944.27 |
| 36 | $900 | $933.34 |
| 37 | $925 | $943.40 |
The portfolio is still above the total amount invested.
But the profit has declined from its previous highs.
That's why I prefer tracking performance over months and years instead of focusing only on individual weeks.
๐ข VUG: Getting Closer to 9 Shares
VUG declined from last week's price of $88.82 to:
$87.53
That's a weekly change of approximately:
-1.45%
But today's $20 contribution allowed me to purchase another 0.22849 shares.
My total holdings have now reached:
๐ฅ 8.72829 VUG shares
Total invested:
$740
Current value:
$763.88
Profit:
+$23.88
Return:
+3.23%
And we're getting very close to our next milestone!
๐ฏ 9 VUG shares
Only about 0.27 shares remaining.
At current prices, we're roughly two regular contributions away.
๐ด HIVE: Accumulating Below $0.05
HIVE continues to be the most challenging position in this experiment.
Last week:
$0.04855
Today:
$0.04783
Another small decline.
But here's what interests me.
My regular $2.50 contribution purchased:
52.27 HIVE
That brings my accumulated holdings to:
๐ฅ 1,645.38 HIVE
Total invested:
$92.50
Current value:
$78.70
Unrealized loss:
-$13.80
Return:
-14.92%
HIVE remains the weakest asset in the portfolio.
And I don't want to pretend that every decline is automatically a buying opportunity.
A lower price can mean better value, but it can also reflect real risks.
That's why I continue limiting HIVE to 10% of my contributions.
My next accumulation target remains:
๐ฏ 2,000 HIVE
โฟ Bitcoin Falls Below $80,000
Bitcoin also experienced another decline.
Previous price:
$82,093
Today's price:
$79,858
Weekly change:
-2.72%
My current Bitcoin holdings:
0.00126216 BTC
Total invested:
$92.50
Current value:
$100.82
Profit:
๐ฅ +$8.32
Return:
+9.00%
Despite the recent corrections, Bitcoin remains the strongest asset in percentage-return terms.
Our next milestone:
๐ฏ 0.0015 BTC
Progress:
84.1%
Little by little, we're getting there.
๐ฏ Milestone Tracker
| Asset | Current | Target |
|---|---|---|
| ๐ข VUG | 8.72829 | 9 |
| ๐ด HIVE | 1,645.38 | 2,000 |
| ๐ BTC | 0.00126216 | 0.0015 |
Three different assets.
Three different accumulation targets.
One consistent strategy.
๐ฐ The Road to $1,000
Our next major portfolio milestone is still:
๐ฏ $1,000
Current value:
$943.40
Remaining:
$56.60
Progress:
๐ฅ 94.3%
Something interesting is happening here.
After 37 contributions, I've invested $925.
Three more contributions will bring the total invested to exactly:
$1,000
If market prices remain relatively stable, the portfolio could reach four figures before then.
But after the recent corrections, I'm not taking anything for granted.
Whether we reach $1,000 next week or several weeks from now, the objective remains unchanged.
๐ก Week 37 Lesson: Contributions vs. Returns
One of the biggest lessons from this experiment is understanding the difference between accumulating assets and generating investment returns.
Both matter.
But they aren't the same.
This week, the portfolio's total value increased because I contributed another $25.
Meanwhile, the assets already held experienced a decline in market value.
That's something every long-term investor should understand.
A growing portfolio balance doesn't necessarily mean the investments themselves are performing well.
Sometimes the growth comes from our own contributions.
And that's okay.
Especially during the early stages.
For now, my main objective is to continue building the portfolio while monitoring the risks and performance of each asset.
๐ฌ Final Thoughts
"Financial freedom isn't built by avoiding every market decline. It's built by understanding risk, managing it, and staying focused on the long term."
Thirty-seven contributions completed.
๐ฐ $925 invested
๐ $943.40 portfolio value
๐ข +$18.40 profit
๐ +1.99% return
Current holdings:
๐ข 8.72829 VUG
๐ด 1,645.38 HIVE
๐ 0.00126216 BTC
The market has been challenging during the last two weeks.
But this experiment was never supposed to be a straight line upward.
It's about learning, accumulating, and developing long-term financial discipline.
And we're now very close to something special:
Our first $1,000 portfolio.
Same $25.
Same strategy.
One contribution at a time.
See you in Week 38! ๐
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