Week 38 is here!
And this week, the market has a different story to tell.
VUG is down.
Bitcoin has fallen below $78,000.
HIVE continues struggling around $0.04.
For the first time in several weeks, my portfolio is back in negative territory.
But here's the thing:
I never expected every week to be profitable.
This experiment is about something much bigger than short-term returns.
It's about building a portfolio through discipline, patience, and consistent contributions.
So today, I'm investing another $25.
Same allocation:
🟢 80% VUG
🔴 10% HIVE
🟠 10% BTC
Let's look at the numbers!
💰 Week 38 – New Investment
| Asset | Price | Buy | Added |
|---|---|---|---|
| VUG | $84.83 | $20 | 0.23577 |
| HIVE | $0.04468 | $2.50 | 55.95 |
| BTC | $77,442 | $2.50 | 0.00003228 |
Weekly contribution: $25
Total invested: $950
Thirty-eight contributions completed.
And we're only two contributions away from investing our first $1,000!
📊 Portfolio Update
After today's purchases:
| Asset | Holdings | Value | Return |
|---|---|---|---|
| VUG | 8.96406 | $760.42 | +0.06% |
| HIVE | 1,701.33 | $76.02 | -19.98% |
| BTC | 0.00129444 | $100.24 | +5.52% |
| TOTAL | — | $936.68 | -1.40% |
💰 Total invested: $950.00
📊 Portfolio value: $936.68
🔴 Unrealized loss: -$13.32
📉 Total return: -1.40%
The portfolio has returned to negative territory.
But there's something interesting about this situation.
Even after several weeks of corrections, the accumulated loss remains relatively small compared with the total amount invested.
That's not a guarantee of future stability, but it shows how the different allocations are currently affecting the portfolio.
📉 Recent Portfolio Performance
| Week | Invested | Portfolio |
|---|---|---|
| 34 | $850 | $904.75 |
| 35 | $875 | $944.27 |
| 36 | $900 | $933.34 |
| 37 | $925 | $943.40 |
| 38 | $950 | $936.68 |
Look at the difference.
Last week, my portfolio was worth:
$943.40
Today:
$936.68
That's a decline of $6.72 in total portfolio value, even after adding another $25.
In other words, the market movement reduced the value of my existing holdings by approximately:
🔴 $31.72
This is an important reminder.
Investing regularly doesn't prevent losses.
It simply allows me to continue accumulating assets without trying to predict every market movement.
🟢 VUG: Almost 9 Shares!
VUG experienced another correction.
Last week:
$87.53
Today:
$84.83
Weekly change:
📉 -3.08%
My regular $20 contribution purchased approximately:
0.23577 shares
And now my total holdings have reached:
🔥 8.96406 VUG shares
We're incredibly close to our next milestone!
🎯 9 VUG shares
Only:
0.03594 shares
remaining.
At today's price, that's approximately $3.05 worth of VUG.
Unless something unexpected changes, Week 39 should officially take us beyond 9 shares.
Current VUG performance:
Invested: $760.00
Value: $760.42
Profit: +$0.42
Return: +0.06%
VUG has almost returned to its accumulated cost.
But it remains the foundation of my strategy.
🔴 HIVE: More Than 1,700 Tokens!
HIVE continues to be the most challenging position in this experiment.
Previous price:
$0.04783
Today's price:
$0.04468
Weekly change:
📉 -6.59%
My HIVE position is now down approximately 20%.
That isn't something to ignore.
But today's contribution also allowed me to accumulate another:
55.95 HIVE
Bringing my total holdings to:
🔥 1,701.33 HIVE
That's another accumulation milestone!
🏆 1,700 HIVE ACHIEVED
When I started this experiment, I had zero HIVE.
Today, I own more than 1,700 tokens in this simulated portfolio.
Current performance:
Invested: $95.00
Value: $76.02
Loss: -$18.98
Return: -19.98%
The next target remains:
🎯 2,000 HIVE
And while I'm continuing the strategy, I'm also aware that accumulating more of a declining asset doesn't automatically make it a better investment.
That's why risk management remains essential.
₿ Bitcoin: Still Profitable
Bitcoin also experienced another difficult week.
Last week:
$79,858
Today:
$77,442
Weekly change:
📉 -3.03%
My accumulated holdings have reached:
0.00129444 BTC
Total invested:
$95.00
Current value:
$100.24
Profit:
🟢 +$5.24
Return:
+5.52%
Bitcoin remains the strongest asset in percentage-return terms.
And we're moving closer to:
🎯 0.0015 BTC
Current progress:
86.3%
Little by little.
🎯 Milestone Tracker
| Asset | Current | Target |
|---|---|---|
| 🟢 VUG | 8.96406 | 9 |
| 🔴 HIVE | 1,701.33 | 2,000 |
| 🟠 BTC | 0.00129444 | 0.0015 |
The next milestone is almost certainly going to be:
🏆 9 VUG shares
And that could happen in our very next update!
💰 Two Contributions Away From $1,000!
This is probably the most exciting part of today's update.
We've now invested:
$950
That means:
🎯 Only $50 remains before reaching $1,000 in total contributions.
Two more $25 investments.
That's it.
When I started this experiment, $1,000 seemed like a distant goal.
Now we're almost there.
Of course, the portfolio itself is currently worth:
$936.68
So there's still some distance between the amount invested and the market value.
But reaching $1,000 in contributions will be an important milestone regardless of market conditions.
Because contributions are something I can control.
Market prices aren't.
💡 Week 38 Lesson: Progress Isn't Always Profit
Something I've been thinking about lately is how we measure progress as investors.
Most people look at their portfolio and ask:
"How much money have I made?"
And that's a perfectly reasonable question.
But during the accumulation stage, I think there's another useful question:
"How much have I consistently invested?"
Today, my portfolio is showing a small loss.
But compared with the beginning of this experiment, I now own:
- Almost 9 VUG shares.
- More than 1,700 HIVE.
- Almost 0.0013 BTC.
Those holdings have value, even though their prices fluctuate.
Of course, owning more units doesn't guarantee wealth. Long-term results will ultimately depend on the performance of the assets themselves.
But the habit of regularly setting aside money for investments is something I consider valuable.
And that's what I want to continue developing.
💬 Final Thoughts
"The real test of an investment strategy isn't how it performs during a rally. It's whether you can manage its risks and remain disciplined when the market turns against you."
Thirty-eight contributions completed.
💰 $950 invested
📊 $936.68 portfolio value
🔴 -$13.32 unrealized loss
📉 -1.40% return
Current holdings:
🟢 8.96406 VUG
🔴 1,701.33 HIVE 🏆
🟠 0.00129444 BTC
Today, the portfolio is worth less than the money invested.
And that's okay within the context of this long-term experiment.
I'm not changing the strategy because of one difficult month.
But I'm also not ignoring the risks.
The objective remains the same:
Build wealth gradually, understand the market, and work toward financial freedom.
Next week, we may celebrate:
🏆 9 VUG shares
And very soon:
🎯 $1,000 invested
Same $25.
Same strategy.
One contribution at a time.
See you in Week 39! 🚀
Posted Using INLEO
